On my Quest, I reset to factory settings with these directions:
A. turned off headset
B. held the power and volume(-) button down simultaneously until boot
screen in headset appears
C. navigated to factory reset with the volume button
D. re downloaded the Oculus App. onto a different phone(Android) and
paired up the headset through that, going through each step
----the above instructions for a factory reset were submitted by Cybereality--
What I did that failed...
My headset was initially set up in my name but no credit/debit cards(also in my name) worked
-tried 9 different ones. Credit or debit- didn't seem to make any difference.
With this setup, I could add no payment methods except a PayPal account which failed as
soon as it got to the list of cards I put on that PayPal account. Linking directly
to a bank did nothing either. I was also setup with an account outside of
Face Book(Opting not to link my account to it)
What I did(changed) that worked...
1. After I started over by factory resetting my headset with the steps above, I downloaded
the Oculus App on a phone owned by a friend and paired it up on his instead of mine.
2. That same friend put the headset in his name, completely excluding me from the profile. He
also choose to sign into oculus through his own Face Book, whereas I did not
want to identify my Oculus profile through Face Book.
3. When I had to connect to wifi, I connected to his cable modem at his place. Later I
reconnected to my WIFI at home after payment plans were added.
4. When it asked me to add a payment plan, I used a credit card that was IN MY NAME with
a credit line of 450.00 dollars and it received it without a problem... so the name and
account number on the credit/debit card was not the problem!!??
VERY IMPORTANT TO UNDERSTAND...
THE GLITCH IN THE OCULUS PAYMENT METHOD IS NOT THAT IT'S CORRECTLY BLACK LISTING
ACCOUNT NAMES, BANKS, AND NUMBERS FOR RELEVANT REASONS.
THE GLITCH SEEMS TO BE THAT A RED FLAG IS TRIGGERED IF FACEBOOK IS NOT PERMITTED TO
BE LINKED INTO THE USERS OCULUS PROFILE. WHY WOULD A PREVIOUSLY
BLOCKED CARD SUDDENLY WORK?
I REALLY HOPE THIS HELPS!